If your insurer has intentionally refused to pay your claim without a basis, they have breached their contract with you. Insurance policies are not treated the same as other contracts. This is because an insurance company cannot promise to cover you for a specific event and then not pay you when that event occurs.

 

 

Oklahoma insurance companies have an implied duty of good faith in their policies. This means they have to hold you in the same regard as they hold themselves. Filing a claim should not be difficult. After all, that is what the company is there for. If nothing else, they should be assisting you with your claim.

 

You should be able to obtain all disclosures about benefits owed in your policy. They should investigate your claim on their own dime. Performing any adjustments and evaluations as necessary. They should pay you any amounts that are not disputed within a reasonable amount of time. This is typically 30 days or less. And they can not deny your claim based on any biased information, speculation or missing information.

 

 

The office of Richard A. Shallcross & Associates has been fighting for injured peoples rights for years. We have the knowledge and experience to take on the insurance companies on your behalf. If you are dealing with a bad faith claim in Oklahoma, call to schedule a consultation with us today.