Car Wreck Insurance Claims

If you have ever had to file an insurance claim after a car wreck, you know that your insurance company always acts like the friendliest people you have ever met. That is because just like every other company, they are in the business of making money. So while they may seem like they have your best interests in mind, they are more concerned with their bottom line.

Don’t Take A Lowball Offer

Insurance companies have a strategy when dealing with car wreck insurance claims. The nest one they have is to fire a low offer your way in hopes that you take it. They do this because once you have accepted an offer, regardless of its size, case closed. It is almost impossible to reopen a claim once you have signed for an offer. So before you sign anything, make sure you have an auto accident attorney look over any offer you may get.

You Don’t Have To Give A Statement

Another thing the insurance company is going to try to do is get a recorded statement from you. This is because they are looking for any admission of guilt they can get from you. You are not required to give a statement at all. Instead, tell them to speak to your attorney. While you may want to give a statement to clear yourself of any fault, the insurance company will misconstrue your statement in any way that they can.

They Will Drag It Out

This strategy is used to get you to try and drop your claim. But why would they want to wait so long when their are deadlines? Because if you decide to back out, they do not have to pay anything. Claims have to be filed within a certain amount of time. They also have to be paid within a certain amount of time. By waiting until the last minute, they attempt to sweat you out. Do not fall for it.

Talk To An Auto Accident Attorney

While it can be scary and overwhelming, an experienced auto accident attorney can deal with the insurance company on your behalf. Insurance companies will have a much harder time using your words against you when you have adequate representation. Richard A. Shallcross can be the shield between you and the insurance company if you have been injured in a wreck. Call today at 918-592-1645 or send a message to get started on your case today.