I’ve been hit by an uninsured driver, now what?

If you have sought out this article, odds are you are suffering from a personal injury related to an automobile accident. Little in life is as frustrating as being in a car wreck, except maybe being in a car wreck in which the other driver is uninsured. Without insurance, how will the other party compensate you for your medical bills, lost wages, and property damage?

Uninsured Motorists Insurance

Many automobile insurance policies include uninsured motorists coverage. This allows you to make a claim against your own policy if the person who hit you doesn’t have a liability policy of their own. If you don’t know if your injuries may be compensated by your own insurance policy, contact your insurance agent immediately to find out—then get in touch with a personal injury expert at Shallcross & Associates as soon as possible to help walk you through the recovery process.

Conventional Tort Damages

Just because the uninsured driver who hit you does not have a insurance, that does not mean there is no way for you to seek compensation. Unfortunately, an uninsured driver is statistically less likely to have money or property with which to relieve your damages—however—that does not mean you cannot pursue them for what assets they do have.

If you have been injured by an uninsured motorists, get as much information about them as you can. Even if they don’t have insurance, there are legal processes by which you could have their property seized, or their wages garnished, as compensation for your injuries.

Other Types of Insurance

Even if you do not have uninsured motorists coverage, you may be able to receive some form of compensation through other types of policies you have. Certain “umbrella” insurance policies, even though not specifically intended for use in car accidents, may apply—among others.

It’s always important to consult industry experts when you’ve been hurt. Don’t let an opportunity to receive your just compensation pass you by. Contact an expert at Shallcross & Associates today.

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